LIVE-CONVERT
How does the SIP Calculator work?
A Systematic Investment Plan (SIP) calculator is a tool that helps you estimate the future value of your monthly investments in mutual funds. By leveraging the power of compounding, our calculator shows you how even small, consistent monthly contributions can grow into a significant corpus over a long period.
The SIP Calculation Formula
The calculation is based on the future value formula for an annuity due:
$$FV = P \times \frac{(1 + i)^n - 1}{i} \times (1 + i)$$
- FV represents the Future Value of your investment
- P represents the Monthly Investment Amount
- i represents the monthly interest rate (Annual Rate / 12 / 100)
- n represents the total number of months
Claim Note & Disclaimer
This SIP Calculator is provided for illustrative and educational purposes only. The projected returns are based on estimated annual rates and do not account for market volatility, expense ratios, exit loads, or tax implications. Actual mutual fund performance is subject to market risks, and past performance is not a guarantee of future results. Live-Convert assumes no liability for investment decisions made based on these estimates. We strongly recommend consulting with a certified financial planner before making any investment commitments.